Effective Date: 28 August 2024

Welcome to Phozell Pay. These Terms and Conditions (“Terms”) govern your use of the Phozell Pay website, products, and services (collectively, “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing and using the Services, you accept and agree to be bound by these Terms and any additional terms and conditions that are referenced herein or that otherwise may apply to specific sections of the Services. You are encouraged to review these Terms periodically for updates and changes.

2. Use of Services

  • Eligibility: You must be at least 18 years old or have reached the age of majority in your jurisdiction to use our Services. By using the Services, you represent and warrant that you meet these eligibility requirements.
  • Account Responsibility: You may be required to create an account to access certain features of the Services. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
  • Prohibited Activities: You agree not to engage in any unlawful, harmful, or abusive behavior while using our Services. This includes, but is not limited to, spamming, phishing, distributing malware, and any activity that disrupts or harms our Services or other users.

3. Payment Terms

  • Fees and Charges: By using our payment processing services, you agree to pay all applicable fees as outlined in our pricing schedule. We reserve the right to change our fees at any time with prior notice.
  • Billing and Payment: All payments must be made in accordance with the billing terms in effect at the time a fee or charge is due and payable. You must provide a valid payment method to use our Services.

4. Intellectual Property Rights

All content, trademarks, logos, and other intellectual property displayed on our website are the property of Phozell Pay or its licensors. You may not use, reproduce, distribute, or create derivative works from any of the content without our express written consent.

5. Privacy

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms, explains how we collect, use, and share your personal information. By using our Services, you agree to the collection, use, and sharing of your information as described in our Privacy Policy.

6. Disclaimers and Limitation of Liability

  • Disclaimer of Warranties: Our Services are provided “as is” and “as available,” without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
  • Limitation of Liability: To the fullest extent permitted by law, Phozell Pay and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; or (v) any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Services.

7. Indemnification

You agree to indemnify, defend, and hold harmless Phozell Pay and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your use of the Services or your violation of these Terms.

8. Termination

We reserve the right to terminate or suspend your access to our Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Services, us, or third parties, or for any other reason.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of laws principles. You agree to submit to the personal jurisdiction of the courts located in [Your Country/State] for the purpose of litigating all such claims or disputes.

10. Changes to These Terms

We may modify these Terms at any time by posting the revised Terms on our website. Your continued use of the Services after the effective date of the revised Terms constitutes your acceptance of the revised Terms.

11. Contact Us

If you have any questions about these Terms, please contact us at:

Email: info@phozellpay.com
Phone: 844-394-4299
Address: Phuzell LLC dba PhozellPay 30 N Gould St Ste R Sheridan, WY 82801